Deposit Unlock

Buy with just a 5% deposit

Get on, or move up, the ladder with Deposit Unlock. We’re helping you buy a new home with just a 5% deposit.

Unlock your move

If you can afford mortgage payments but don’t have a big deposit in the bank, this could be the ideal scheme for you.

Deposit Unlock gives you access to favourable rates on a 95% mortgage, meaning you can buy a new home with just a 5% deposit. The scheme was created by the Home Builders Federation to help make buying a new home easier and we are proud to be part of it.

You can buy any of our new homes priced up to £833,250 through the scheme – whether you are a first-time buyer or taking the next step on the property ladder.

Key features of Deposit Unlock

You can buy a home with a 5% deposit and a 95% mortgage

Open to first-time buyers and home movers

Available at all our developments in Suffolk, Norfolk, Essex and Cambridgeshire

No upper limit on your household income

We insure part of the mortgage so lenders can give you access to competitive mortgage rates

You can buy a home with a 5% deposit and a 95% mortgage

Available on our homes priced up to £833,250

You own 100% of your home

How does Deposit Unlock work?

Through the Deposit Unlock scheme we pay to insure your mortgage, this reduces the risk for lenders meaning they can offer you a 95% mortgage.

1.

Choose your dream home from any of our developments

2.

We’ll issue a loan confirmation letter to pass to your independent mortgage advisor

3.

Lender offers you a mortgage under Deposit Unlock

4.

You complete the purchase and own 100% of your new home

Frequently asked questions

What is Deposit Unlock?

Deposit Unlock is a scheme created by the Home Builders Federation and leading housebuilders, including Denbury Homes, to help buyers to purchase a new build home with just a 5% deposit.

Who can use Deposit Unlock?

Any buyer can use Deposit Unlock, whether you are a first-time buyer or a home mover.

Which homes are eligible for Deposit Unlock?

Deposit Unlock can be used to purchase any new home priced at less than £833,250. Subject to approval, it’s available on all our plots across all developments.

How can I find out more about Deposit Unlock?

Call us or pop into one of our developments to speak to our sales team and find out more about the scheme.

You can also find out more about the scheme at deposit-unlock.co.uk